TERMS OF USE

This website is operated on behalf of Collins & Co Financial Services ABN 58098579099 and its related bodies corporate (we, us and  our). We are committed to protecting your privacy. 

This policy explains how your personal information will be treated as you access and interact with this website.  

Our website privacy policy may change from time to time. Collection and use of information. We may collect personal information from you directly or via your use of our services. We will only collect  personal information, which is reasonably necessary for, or directly related to, our functions or services.  Sensitive information is any information about a person’s racial or ethnic origin, political opinion, membership  of a political association, religious beliefs or affiliations, philosophical beliefs, membership of a professional  or trade association, membership of a trade union, sexual preferences or practices, criminal record or health  information. We will not ask you to disclose sensitive information, but if you elect to provide sensitive  information, it will also be captured and stored. Information from third parties. 

Our website may contain links to the websites of third-party providers of goods and services (Third Party  websites). If you have accessed Third Party websites through our website, and if those third parties collect  information about you, we may also collect or have access to that information as part of our arrangements  with those third parties Where you access a Third-Party website from our website, cookie information, information about your  preferences or other information you have provided about yourself may be shared between us and the third  party.

Advertising and tracking When you view our advertisements on a Third-Party website, the advertising company may use ‘cookies’ and  in some cases ‘web beacons’ to collect information such as: 

 the server your computer is logged onto;

 your browser type;  the date and time of your visit; and 

 the performance of their marketing efforts. 

When you access our website after viewing one of our advertisements on a Third-Party website, the  advertising company collects information on how you utilise our website (e.g. which pages you view) and  whether you complete an online application. Cookies we use ‘cookies’ to provide you with better and more customised service and with a more effective website.  A ‘cookie’ is a small text file placed on your computer by our web page server. A cookie can later be retrieved  by our webpage servers. Cookies are frequently used on websites, and you can choose if and how a cookie  will be accepted by configuring your preferences and options in your internet browser. We use cookies for  different purposes such as: 

 to allocate a unique number to your internet browsers;   

 to customise our website for you; 

 for statistical purposes; 

 to identify if you have accessed a Third Party website; and 

 for security purposes. IP addresses Your IP address is the identifier for your computer when you are using the internet. It may be necessary for  us to collect your IP address for your interaction with various parts of our website. Online applications When you send a completed online application to us, we retain the information contained in that application.  We are able to then use that information to provide any financial services that you require. You can also suspend and save online applications, so you can complete and send the applications later. If you  suspend or save your application, the information that you have entered will be retained in our systems so  that you may recover the information when you resume your application.  Online applications that have been suspended or saved may be viewed by us. Security of information The security of your information is very important to us. We regularly review developments in security and  encryption technologies. Unfortunately, no data transmission over the internet can be guaranteed as totally  secure.  We take all reasonable steps to protect the information in our systems from misuse, interference, loss, and  any unauthorised access, modification or disclosure. If we no longer require your information, and we are legally permitted to, we will take all reasonable steps to  destroy or de-identify the information. We take reasonable steps to preserve the security of cookie and personal information in accordance with this  policy. If your browser is suitably configured, it will advise you whether the information you are sending us  will be secure (encrypted) or not secure (unencrypted). Direct marketing 

We will not use or disclose sensitive information about you for direct marketing purposes unless you have  consented to that kind of use or disclosure. We may use your personal information for direct marketing purposes. If you do not wish to receive direct  marketing communications from us or from other organisations or wish to know the source of the information  being used, you may submit a request hello@collinscofinancial.com.au. We will respond to your request as soon as practicable. Disclosure to overseas entities, we do not generally disclose personal information obtained from cookies to overseas entities in the course  of our activites. Please contact us on 1300 155 615 if you would like further information.